Quickbooks Compatible Merchant Accounts Can Save You Big $$

I just added a new client that uses QuickBooks Pro 2008 to run their transactions. They were setup with Quickbooks Merchant Services because they thought they had no other choice. Just to make sure that was the case they went searching on the internet and came across this blog. They […]

Posted on September 18th, 2008 by Robb Lejuwaan in Featured, Quickbooks, Rates and Fees, Software
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Merchant Account Gift Card Program = Increased Revenue

Written by Craig Peterson, Vice President of Business Development for TenderCard
The gift card industry continues to grow at very fast pace, more than doubling in less than 3 years. Gift cards have replaced the old paper gift certificate. Gift card companies are now creating programs that cater to the small to medium size […]

Posted on January 22nd, 2009 by Craig Peterson in Basics, Merchant Account customer appreciation, firewall configuration, Gift Cards,giftcard, Interchange, merchant, Merchant Account, price model, promotional gift, referral business, referral customers, retention opportunities
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Make Some Money and Feel Good Doing It!

Referral or affiliate programs are a dime a dozen.  In the industry I’m in almost every merchant account provider has one of these programs.  I know this is true because in preparation for creating another website I’ve become referral partners with many of them.  That is exactly why I am introducing our Referral Partner program […]

Posted on December 15th, 2008 by Robb Lejuwaan in Suggested Reads/Vids Authorize.net, credit card processing, free authorize.net,Merchant Account, partners, Referral, referral program
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Some Quotes to Do Business By

It is Saturday morning and I’ve made a commitment to myself to write a blog post every day except Sundays. So I am sitting here wondering what I should write about. I mean how many things can I write about merchant accounts! The truth is there is plenty top write on that subject […]

Posted on December 13th, 2008 by Robb Lejuwaan in Books, Suggested Reads/Vids athenticity, Authenticity, Books, Business,Charles Haanel, Love, Mario Andretti, Paul Arden, Quotes, Samuel Beckett, Tim Sanders, transparency, Winston Churchill
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Why You May Need Multiple Merchant Accounts

From time to time I review the search terms and phrases that being people to this blog to get ideas for posts. Today one of the first search phrases was “are you allowed to have two merchant accounts?” So here is a quick answer to that question – yes.
We have many clients that […]

Posted on December 12th, 2008 by Robb Lejuwaan in Basics, Compliance, EIRF, Merchant Account, Qualification, Rates and Fees,Rules credit card processing, downgrade, eCommerce, EIRF, guidelines, mechant account, Winery
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A Little Help With PayPal Please

It seems almost every day I get an email or a tweet asking me if my company, Cocard Synergy, has a better solution for accepting credit cards than PayPal. I have reviewed the fees of PayPal merchants accounts many times but I am always left feeling like I am not receiving the full story from […]

Posted on December 11th, 2008 by Robb Lejuwaan in E-Commerce, Merchant Account, PayPal Cocard Synergy, credit card processing,mechant account, PayPal, paypal account, paypal merchants, Rates and Fees
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More on Free Authorize.net

Back in August of this year I wrote a post about freeauthnet.com offer of Authorize.net for “free;” you can see that post here. I tried to show that a free authorize.net account ended up costing an extra $232.40 more than if you just paid the $15 set up fee for authorize.net through my company, […]

Posted on December 10th, 2008 by Robb Lejuwaan in Authorize.net, E-Commerce, Rates and Fees Authorize.net, credit card processing, free authorize.net, Merchant Account, payment gateway, Rates and Fees
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Straight Pass Through Highlighted by LA Times

Yesterday I saw the traffic of this blog triple and I had no idea why. I did a little research and I found out the Los Angles Times mentioned the term “straigh pass through” in a business focused column written by Karen E. Klein yesterday. You an go here to see the column […]

Posted on December 9th, 2008 by Robb Lejuwaan in Basics, Merchant Account, Rates and Fees, Straight Pass Through credit card processing, Interchange Plus, Merchant Account, Straight Pass Through
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Merchant Account Compliance Fees – Legit?

As you may know, I review business merchant account statements on regular basis. One thing I keep seeing more and more on statements are terms like “Annual Compliance Service Fee” or “PCI Compliance Program.” The shocking thing about these fees is how much they are; I have a statement on my desk that […]

Posted on December 8th, 2008 by Robb Lejuwaan in Compliance, PCI Compliance, Rates and Fees, Rules, Security compliance, credit card processing, Merchant Account, PCI Compliance, PCI DSS, Rates and Fees
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Visa and MasterCard Interchange Program Changes

I had planned to write this post several months ago but we have been so incredibly busy that I had to put this on the back burner. So finally, here is a summary of the key changes that occurred in October to Interchange from Visa, MasterCard:
Master Card
Change #1 – MasterCard will no longer require […]

Posted on December 5th, 2008 by Robb Lejuwaan in Basics, Interchange, Merchant Account, Rates and Fees, Rules changes, credit card processing, Interchange, interchange fees, Interchange Plus, October 2008
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Introducing the iPhone Virtual Credit Card Terminal

Have an iPhone and desire to run transactions from just about anywhere you go?  Then this iPhone application is for you.  I have included the link below, just make sure you do not get your merchant account from these guys because if you read the fine print you’ll see their rates are very high – […]

Posted on November 20th, 2008 by Robb Lejuwaan in Authorize.net, E-Commerce, Software, iPhone Authorize.net, credit card processing, iPhone, Merchant Account, merchant accounts, Merchant Services, mobile, virtual terminal
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Are You PCI Compliant?

We have written several posts about PCI Compliance on this blog, but it is definitely not our strong suit – yet. Therefore, when I run across any good content on the subject I like to point it out to you our readers.  So here is an article I just came across on an American Express […]

Posted on September 24th, 2008 by Robb Lejuwaan in PCI Compliance, Security credit card processing, credit card security., Merchant Account, PCI Compliance, PCI DSS, Security
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10 Things Supermarkets Need to Know about Merchant Accounts

Do you or one of your clients operate a supermarket?  Is so, there are a few things you should know that could result in some significant savings on merchant account fees. Here is the list:
1. Visa has lower Interchange rates for consumer cards used at a supermarket:


Swiped Consumer Card

1.54% + $.10

1.24% + […]

Posted on September 17th, 2008 by Robb Lejuwaan in Interchange, Interchange Plus, Merchant Account, Qualification, Rates and Fees,Rules credit card processing, Debit Card, Discover, grocery stores, Interchange, interchange fees, Interchange Plus, isa, MasterCard,MCC, Merchant Account, mid-qualified, PIN-based, supermarkets
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Video: Merchant Accounts – What to Look For and Ask About, Part 2

If you haven’t watched part one of of this two part series go here to watch the first video.
The theme of part two of this series is that there is much more than just price to pay attention to when shopping for a merchant account. Watch the video and take a look at my […]

Posted on August 29th, 2008 by Robb Lejuwaan in Basics, Business, Customer Service, Merchant Account, Rates and Fees account relationship, Communicator, credit card processing, Customer Service, Equipment, Interchange Plus, Merchant Account, merchant account provider, Merchant Services, moving parts, Networking, Proativeness, Rates and Fees, relationship manager
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Suggested Read: PCI DSS Blog

We do write about PCI issues on this blog but by no means are we experts in this area, yet. I just ran across a blog that does specialize in this area and the authors look to be highly qualified to write about these issues. There focus is PCI DSS for higher education […]

Posted on August 27th, 2008 by Robb Lejuwaan in Blogs, PCI Compliance, Security, Suggested Reads/Vids credit card processing,emerging market, higher education, Merchant Account, Merchant Services, PCI Compliance, PCI DSS, Security, universities