PAYware Mobile iPhone Credit Card Processing

The PAYware Mobile iPhone credit card application and reader make payments possible anywhere your iPhone can go. The reader makes every payment a card-present transaction, reducing your merchant account bill significantly. Plus our merchant account for PAYware mobile has the cheapest rates you'll find anywhere.

Why the getting an iPhone credit card swiper is better than a normal application:

** We have the lowest merchant account rates, guaranteed! **

If you find any lower rates, we'll beat them. But good luck finding lower rates than ours!

iPhone application to accept credit cards

Using a swiper lowers the cost of accepting credit cards by eliminating higher rates from 'Card Not Present' transactions.

iPhone mobile payment processing terminal machine

The reader automatically encrypts credit card data so that your customer's account data is never stored on the iPhone, reducing liability.

Never key-in or write down credit card numbers again. The process is swift and error-proof, making each transaction a breeze. iPhone PAYware merchant account swiper application sleeve

Never key-in or write down credit card numbers again. The process is swift and error-proof, making each transaction a breeze.

iPhone credit card terminal swiper machine

Verifone, the maker of PAYware, is the biggest and most trusted manufacturer of credit card processing machines in the US.

iPhone PAYware credit card processing merchant account

..are awesome. We flaunt them because we know how low they are compared to the competition and we want you to know exactly how much you will be paying.

Lower Fees Through Qualifying – Part 4

I went to Google in search for articles written about merchant account qualification. I was hard pressed to find any detailed information about qualifying transactions for the lowest rate. Why is this? Shhhh, don’t tell anyone what I am about to write in this post, it’s an industry secret.

The reason is that when your transactions do not qualify correctly the profit margin typically goes up, way up. So why would your merchant account provider work with you to fix your qualifying problems? So he could lower his income?

What I often see is merchants being offered a very low base discount rate and then they get hit with major surcharges on every transaction that is not a normal, swiped, consumer credit card transaction. Yesterday I spoke with a potential client that was given a front rate of 1.19% the only problem was they took almost all business credit cards and their rate for those transactions was 3.50%. Their effective rate ended up being 2.98%! Ouch!

So what is the solution? Work with a merchant account provider that one, provides straight pass through or Interchange Plus pricing and two, is committed to helping you improve your transaction qualifying. If you do not have these characteristics in your current provider you are over paying for merchant account, period.

If you have any questions about qualifying merchant account transactions contact me here.

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Posted on August 24th, 2007 by Robb Lejuwaan in Customer Service, Interchange, Merchant Account

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PAYware Mobile iPhone Credit Card Processing

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If you prefer an iPhone credit card processing application other than PAYware mobile, we will give you a $50 iTunes gift card if you sign up with our merchant account. However, PAYware Mobile is the only application on the market with a credit card reader or swiper.