PAYware Mobile iPhone Credit Card Processing

The PAYware Mobile iPhone credit card application and reader make payments possible anywhere your iPhone can go. The reader makes every payment a card-present transaction, reducing your merchant account bill significantly. Plus our merchant account for PAYware mobile has the cheapest rates you'll find anywhere.

Why the getting an iPhone credit card swiper is better than a normal application:

** We have the lowest merchant account rates, guaranteed! **

If you find any lower rates, we'll beat them. But good luck finding lower rates than ours!

iPhone application to accept credit cards

Using a swiper lowers the cost of accepting credit cards by eliminating higher rates from 'Card Not Present' transactions.

iPhone mobile payment processing terminal machine

The reader automatically encrypts credit card data so that your customer's account data is never stored on the iPhone, reducing liability.

Never key-in or write down credit card numbers again. The process is swift and error-proof, making each transaction a breeze. iPhone PAYware merchant account swiper application sleeve

Never key-in or write down credit card numbers again. The process is swift and error-proof, making each transaction a breeze.

iPhone credit card terminal swiper machine

Verifone, the maker of PAYware, is the biggest and most trusted manufacturer of credit card processing machines in the US.

iPhone PAYware credit card processing merchant account

..are awesome. We flaunt them because we know how low they are compared to the competition and we want you to know exactly how much you will be paying.

Eight Ways to Save Money – Method #1

Swipe Customer Cards Whenever Possible

I run into many businesses that are calling in their transactions and see no use for a terminal. This may work for businesses with very little volume, however if you are doing over $10k a month you are paying at least an extra $31 a month by not swiping the credit cards. How do I know this? The surcharge from Visa and MasterCard for keyed in or card not present transactions is .31%. So every time an employee keys in the card information instead of swiping it the business pays an additional .31% and that number is higher if you do not have straight pass through.

Often employees are not trained about the importance of swiping the card. I saw this in person when I went out to see a potential client which was winery. I signed up for their wine club and instead of swiping my card they keyed it in. My card was present, the employee had it in her hand and still she keyed it in. The profit on my membership dropped on the spot by an additional .63%. That was the surcharge they were paying on top of their base rate for keyed in transactions.

What You Can Do

Obtain a card reader or replace malfunctioning equipment.
Make sure your readers are cleaned regularly so they capture all the magnetic strip information.
Train sales personnel to avoid unnecessary keypad transactions.

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Posted on November 20th, 2007 by Robb Lejuwaan in Merchant Account

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PAYware Mobile iPhone Credit Card Processing

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If you prefer an iPhone credit card processing application other than PAYware mobile, we will give you a $50 iTunes gift card if you sign up with our merchant account. However, PAYware Mobile is the only application on the market with a credit card reader or swiper.