PAYware Mobile iPhone Credit Card Processing

The PAYware Mobile iPhone credit card application and reader make payments possible anywhere your iPhone can go. The reader makes every payment a card-present transaction, reducing your merchant account bill significantly. Plus our merchant account for PAYware mobile has the cheapest rates you'll find anywhere.

Why the getting an iPhone credit card swiper is better than a normal application:

** We have the lowest merchant account rates, guaranteed! **

If you find any lower rates, we'll beat them. But good luck finding lower rates than ours!

iPhone application to accept credit cards

Using a swiper lowers the cost of accepting credit cards by eliminating higher rates from 'Card Not Present' transactions.

iPhone mobile payment processing terminal machine

The reader automatically encrypts credit card data so that your customer's account data is never stored on the iPhone, reducing liability.

Never key-in or write down credit card numbers again. The process is swift and error-proof, making each transaction a breeze. iPhone PAYware merchant account swiper application sleeve

Never key-in or write down credit card numbers again. The process is swift and error-proof, making each transaction a breeze.

iPhone credit card terminal swiper machine

Verifone, the maker of PAYware, is the biggest and most trusted manufacturer of credit card processing machines in the US.

iPhone PAYware credit card processing merchant account

..are awesome. We flaunt them because we know how low they are compared to the competition and we want you to know exactly how much you will be paying.

Eight Ways to Save Money – Method #2

Accept Pin Debit

This means having a pin pad for your clients to enter their PIN number when they use their debit card. These transactions normally have a flat rate per transaction. Let’s compare the fees paid between a normal credit card transaction and a PIN-based one:

Transaction Amount: $150
Credit card rate: 1.85% + $.10
Credit Card Fee: $2.88
PIN-Based Rate: $.50
PIN-Based Fee: $.50

In the example above the merchant would have saved $2.38 by having their customer use their pin pad. That kind of savings could add up to a substantial amount quickly and the larger your average ticket is the greater your savings will be.

Warning: If your average ticket is average ticket is below $25 you may lose money by accepting pin based debit. So make sure you have an expert crunch the numbers to ensure that does not happen to you.

What You Can Do

Consider beginning to process PIN-based debit for your transactions where the credit card is physically present if you do not already do so.
For PIN-based debit, make sure your terminal is properly set up and has a PIN pad.
Figure out the point where you start to save money on PIN-based transactions and let your employees know that number.

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PAYware Mobile iPhone Credit Card Processing

Information and reviews for iPhone merchant account applications and swipers

If you prefer an iPhone credit card processing application other than PAYware mobile, we will give you a $50 iTunes gift card if you sign up with our merchant account. However, PAYware Mobile is the only application on the market with a credit card reader or swiper.