PAYware Mobile iPhone Credit Card Processing

The PAYware Mobile iPhone credit card application and reader make payments possible anywhere your iPhone can go. The reader makes every payment a card-present transaction, reducing your merchant account bill significantly. Plus our merchant account for PAYware mobile has the cheapest rates you'll find anywhere.

Information and reviews for iPhone merchant account applications and swipers

If you prefer an iPhone credit card processing application other than PAYware mobile, we will give you a $50 iTunes gift card if you sign up with our merchant account. However, PAYware Mobile is the only application on the market with a credit card reader or swiper.

Why the getting an iPhone credit card swiper is better than a normal application:

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** We have the lowest merchant account rates, guaranteed! **

If you find any lower rates, we'll beat them. But good luck finding lower rates than ours!

iPhone application to accept credit cards

Using a swiper lowers the cost of accepting credit cards by eliminating higher rates from 'Card Not Present' transactions.

iPhone mobile payment processing terminal machine

The reader automatically encrypts credit card data so that your customer's account data is never stored on the iPhone, reducing liability.

Never key-in or write down credit card numbers again. The process is swift and error-proof, making each transaction a breeze. iPhone PAYware merchant account swiper application sleeve

Never key-in or write down credit card numbers again. The process is swift and error-proof, making each transaction a breeze.

iPhone credit card terminal swiper machine

Verifone, the maker of PAYware, is the biggest and most trusted manufacturer of credit card processing machines in the US.

iPhone PAYware credit card processing merchant account

..are awesome. We flaunt them because we know how low they are compared to the competition and we want you to know exactly how much you will be paying.

A Little Help With PayPal Please

It seems almost every day I get an email or a tweet asking me if my company, Cocard Synergy, has a better solution for accepting credit cards than PayPal. I have reviewed the fees of PayPal merchants accounts many times but I am always left feeling like I am not receiving the full story from PayPal reports.  So instead of trying to figure out PayPal on my own I am inviting you who have a PayPal account to leave comments below and share your thoughts, praises and complaints about their fees and service.  This way I’ll know for sure if what we have is better than what PayPal offers and so will all the people that ask about it.

So…what do you think of PayPal?  What has your experience been with them?  How about their rates and fees?  Come on, leave a comment blow with your thoughts!

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Posted on December 11th, 2008 by Robb Lejuwaan in E-Commerce, Merchant Account, PayPal , , , , , ,

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1. Karyn Cooks - December 11, 2008

Paypal was a nightmare integration with my old Miva platform. Switching to Miva’s merchant account was seamless + saved sales.

2. Victoria Nordgren - December 12, 2008

Hi Rob,
Have used Paypal numerous times when shopping online & have found it very easy to use! I’m interested in this topic as I’m considering using them for my website that will launch sometime in January. I’ll be very interested to see what others have to say!
Best regards,
Victoria

3. LouiseBJ - December 12, 2008

Hi Rob
I use Paypal in order to accept credit cards as I don’t have enough transactions to make having a Merchant account viable. I also like the facility of paying people who also have a Paypal account just by typing in their email address.
I find the charges OK – I guess it’s a case of so far, so good.
Regards
Louise

4. Lin - December 21, 2008

Up front full disclosure: I work for ProStores – eBay’s all-in-one hosted (off-eBay) Web store solution. Naturally, PayPal’s payment processing solutions are integrated with our product.

I think as indicated here there seems to be more than a bit of confusion about the various solutions PayPal offers for accepting payments through an online store.

The one most folks are familiar with is PayPal as a payment method – where a buyer clicks on a PayPal mark or button and goes to PayPal’s site to complete a transaction – this is called Website Payments Standard.

The benefit of Standard is that there’s no monthly fee, no credit app, and it’s easy to get started – especially if you’re using a cart or storefront solution that has it pre-integrated.

The potential down side from an independent merchant’s perspective is that your buyer is being sent off of your site to pay. Still – providing options like PayPal – an increasingly popular payment method that keeps the buyer’s financial info confidential – has been shown to boost sales.

PayPal also offers a combination merchant account and gateway in their Website Payments Pro product – the buyer experience here is the same as with any other on-site credit card payment experience.

And finally PayPal offers a stand-alone gateway product called Payflow Pro – same typical on-site payment experience here as with any other gateway.

There’s a good comparison and summary of fees of the first two here.

Hope this was helpful.

5. Manisha Shahane - December 22, 2008

I’m thinking of using PayPal to help with some fundraising through sponsorships and pre-sales that might be difficult to set up through my current distributor (Nimbit.com helps me with credit card sales online and POS). I’m in the same boat as Louise in that I don’t feel that I have enough transactions to make having a Merchant account viable.

In the process of doing some research, I came across this article that covers 5 alternatives to PayPal: http://money.cnn.com/galleries/2008/fsb/0802/gallery.paypal_alternatives.fsb/index.html

However, I wasn’t persuaded by any of them. Mainly it felt overly time-consuming to study the ones that might be suitable for me.

I would be happy to hear the results of your research!

6. First Data Merchant Credit Card Processing Services - November 16, 2009

I have been using Paypal for 4 years and quite satisfied with it. PayPal is simpler and takes less time than writing and mailing checks. And unlike checks that could take many days to clear, PayPal transactions clear very fast.