Free Authorize.net? You Got It!

That’s right I, Robb Lejuwaan, have chosen to give away authorize.net for nothing! My company has been charging a small fee of $25 up to this point but I just realized with a free authorize.net account I make more money!! That’s right more money for me if I give you authorize.net for free. [...]

Authorize.net - Moving in the Right Direction?

I just got off a conference call with authorize.net and a new client of mine. Our mission was to switch their merchant account provider within their authorize.net account. I happy to say the whole process took about five minutes and was almost painless (the hold music was brutal!).
I have previously written on this [...]

What is up with the CVV2 Code?

Many merchants believe that adding a cardholder’s three or four digit CVV2 code for a “card not present” (CNP) transaction will help qualify the transaction for a lower discount rate. However that is not the case; the CVV2 code is only valuable to protect against credit card fraud and has nothing to do with [...]

Your Payment Engine ISN’T Your Processor!

By John Robinson
It seems like everyone’s using the internet these days to run transactions. Even brick-n-mortar businesses are using web-based software with USB magnetic strip readers, making their laptops into swipe terminals.
As fantastic as that is, it can confuse even the most sophisticated internet geek when something goes awry. Who should you call?
I [...]

Posted on April 22nd, 2008 by John Robinson in Authorize.net, Chargebacks, E-Commerce, Skipjack , ,

Fraud Prevention Report

Cybersource which is the company that owns authorize.net has just come out with a report about web based transaction fraud. This is the eighth year they have come out with this report that includes benchmark data by company size and best practices you can use to prevent or reduce fraud.
Go here and fill out [...]

Posted on March 21st, 2008 by Robb Lejuwaan in Authorize.net, E-Commerce, Fraud, Merchant Account, News , ,

Options for QuickBooks Users

This week I have had the pleasure of analyzing two merchant account statements from businesses that were running their transactions through the extremely popular business accounting software QuickBooks . Both businesses were with the same merchant account provider and both were paying significantly more in fees than they needed to.
Statement Confusion
What I found [...]

What to do With Fraud

by John Robinson
It’s a terrible thing to have happen. You’ve been alerted by your processor that you have a chargeback to fight. Sheesh. “At least”, you think, “I got all the receipts, signatures, etc. and should still get my money back.” And then you discover the cardholder reported their card stolen the day of the [...]

Posted on March 4th, 2008 by John Robinson in E-Commerce, Merchant Account , , ,

Calling all Web Designers - I Can Increase Your Revenue!


Posted on October 25th, 2007 by Robb Lejuwaan in E-Commerce, Merchant Account ,

How do Shopping Carts Work?


Posted on September 7th, 2007 by Robb Lejuwaan in E-Commerce, Merchant Account

Best Web Based Solution

Have you ever considered switching to a web based or virtual terminal? I know it sounds complex but if you can purchase a book at amazon.com then you can use a virtual terminal.
http://www.skipjack.com/merchant/demos/solutions/

Posted on July 7th, 2007 by Robb Lejuwaan in E-Commerce, Merchant Account, Skipjack ,