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	<title>Comments on: Let&#8217;s Get Rid of Your EIRF!</title>
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	<link>http://www.straightpassthrough.biz/lets-get-rid-of-your-eirf/</link>
	<description>Merchant Accounts Made Simple</description>
	<pubDate>Wed, 07 Jan 2009 00:28:35 +0000</pubDate>
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		<title>By: Robb Lejuwaan</title>
		<link>http://www.straightpassthrough.biz/lets-get-rid-of-your-eirf/comment-page-1/#comment-385</link>
		<dc:creator>Robb Lejuwaan</dc:creator>
		<pubDate>Tue, 01 Jul 2008 04:25:28 +0000</pubDate>
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		<description>Rich, good comment and true.  However, I do not suggest setting up a primarily "card not present" merchant with a retail account.  It will cost the merchant more in downgrades and the bank will want to use stricter underwriting guidelines for a riskier account.</description>
		<content:encoded><![CDATA[<p>Rich, good comment and true.  However, I do not suggest setting up a primarily &#8220;card not present&#8221; merchant with a retail account.  It will cost the merchant more in downgrades and the bank will want to use stricter underwriting guidelines for a riskier account.</p>
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		<title>By: Rich</title>
		<link>http://www.straightpassthrough.biz/lets-get-rid-of-your-eirf/comment-page-1/#comment-253</link>
		<dc:creator>Rich</dc:creator>
		<pubDate>Sat, 28 Jun 2008 03:18:00 +0000</pubDate>
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		<description>They don't have to match, but failure to get a match puts the merchant at higher risk of unsucessfully fighting a chargeback or dispute.</description>
		<content:encoded><![CDATA[<p>They don&#8217;t have to match, but failure to get a match puts the merchant at higher risk of unsucessfully fighting a chargeback or dispute.</p>
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		<title>By: Robb Lejuwaan</title>
		<link>http://www.straightpassthrough.biz/lets-get-rid-of-your-eirf/comment-page-1/#comment-93</link>
		<dc:creator>Robb Lejuwaan</dc:creator>
		<pubDate>Fri, 09 May 2008 22:46:58 +0000</pubDate>
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		<description>What I am saying is that if your merchant account is set up MOTO you will be prompted for street address, zip code and invoice number.  All three fields must be be entered but the street and zip codes do not need to match what the issuing bank has on record for your client. So the key is populating all three fields in order to not have any downgrades.</description>
		<content:encoded><![CDATA[<p>What I am saying is that if your merchant account is set up MOTO you will be prompted for street address, zip code and invoice number.  All three fields must be be entered but the street and zip codes do not need to match what the issuing bank has on record for your client. So the key is populating all three fields in order to not have any downgrades.</p>
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		<title>By: Gary</title>
		<link>http://www.straightpassthrough.biz/lets-get-rid-of-your-eirf/comment-page-1/#comment-92</link>
		<dc:creator>Gary</dc:creator>
		<pubDate>Fri, 09 May 2008 22:25:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.straightpassthrough.biz/?p=170#comment-92</guid>
		<description>So are you saying if a MOTO account is set up then AVS really does not apply and you will not get any EIRF charges as long as some number is entered in the zip code field?</description>
		<content:encoded><![CDATA[<p>So are you saying if a MOTO account is set up then AVS really does not apply and you will not get any EIRF charges as long as some number is entered in the zip code field?</p>
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